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Recreation and Powersports and Marine Insurance

Recreation and Powersports and Marine

RV, ATV, Snowmobile, Trailer

When it’s time to play, do you have the insurance coverage you need for accidents, injuries or damage to your property? Every activity comes with risks, especially those that involve wheels, speed, or the unpredictable factors that drivers of motorcycles, ATV’s, and snowmobiles can experience. Whether you ride these vehicles for fun or to get a job done, accidents and injuries can happen. Make sure you have the insurance you need to be fully covered.


You can insure just about any kind of vessel, whether you have a yacht, speedboat or personal watercraft (PWC) like a JetSki. Every type of boat has the potential to be stolen or damaged, and can be involved in an incident that results in harm to another person or their property. Even if your boat is docked or stored in your garage, your watercraft is exposed to these risks.

Many owners of small watercraft such as canoes, rafts and kayaks assume they will be covered under a homeowners or renters policy. This may be the case, up to a specified limit in your home policy. However, when it’s time to make a claim, you don’t want to be surprised to find out that this limit is not adequate to cover the value of your investment. BRS Insurance Services can connect you with a carrier who knows the risks and regulations in our area and will help ensure that you are fully covered when you head out on the water.